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Most Important Terms and Conditions (MITC)

Forming part of the Terms and Conditions for research services. Standardised by the Industry Standards Forum in consultation with RAASB and SEBI, vide SEBI Circular No. SEBI/HO/MIRSD/MIRSD-PoD/P/CIR/2025/20 dated Feb 17, 2025.

1 No trade execution by the RA

These terms and consent are for research services only. The RA cannot execute or carry out any trade on the Client's behalf. Do not permit the RA to execute any trade for you.

2 Fee cap

  • Current fee limit: ₹1,51,000/- per annum per family (individual/HUF clients).
  • Excludes statutory charges.
  • Does not apply to non-individual clients / accredited investors.

3 Advance fees & termination refund

Advance fees, if agreed, shall not exceed one quarter (the period currently stipulated by SEBI). On pre-mature termination by either party, the Client is entitled to a proportionate refund for the unexpired period. No breakage fee is charged.

4 Mode of payment

Cheque, online bank transfer, UPI, etc. — cash is not allowed. Payments may optionally be made via the Centralized Fee Collection Mechanism (CeFCoM) managed by BSE Limited.

5 Conflict of interest

The RA abides by applicable SEBI/RAASB regulations on disclosure and mitigation of conflicts of interest, and will promptly inform the Client of anything affecting the services rendered.

6 No guaranteed returns

Assured, guaranteed or fixed-return schemes are prohibited by law. No such scheme will ever be offered.

7 No assurance of accuracy or returns

The RA cannot guarantee returns, profits, accuracy or risk-free outcomes. Opinions and estimates are based on available data as of the report's publication date.

8 Market risk

Investments based on research report recommendations are subject to market risk and carry no assurance of returns. There is no recourse to claim losses; reliance on the report is per the Client's own judgement.

9 No performance guarantee from registration

SEBI registration, RAASB enlistment and NISM certification do not guarantee the RA's performance or assure any returns.

10 Grievances

  1. Step 1 — Contact the RA Mr. Wasim Shah, Moneyscals Investment and Research · 7000651626 · Moneyscals@gmail.com · Ward No. 15, Pahadhiya Road, Jaora, Ratlam, Madhya Pradesh – 457226. Resolution target: 7 business working days.
  2. Step 2 — SCORES 2.0 scores.sebi.gov.in
  3. Step 3 — Online Dispute Resolution smartodr.in

11 Keep your details current

Clients must keep contact details — email and mobile number(s) — updated with the RA at all times.

12 Never share credentials

The RA will never ask for your trading account, demat account or bank account login credentials or OTPs. Never share these with anyone, including the RA.

Research Analyst: Moneyscals Investment and Research · SEBI Reg. No. INH000026558 · Enlisted with RAASB (BSE) under Enlistment No. 7161.
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